This "new" user was created in 2016-11-09 because I could not get my original (2006) account to accept a password change.  Lois-Richter is the SAME person as LoisRichter.  Wish I could figure out how to access my first account so as to have continuity.  Ah, well ....

UPDATE: 2017 = the password re-set works now, so I have gotten back in to my original account. I'll probably figure out how to remove this user.