2-17-2015 I have used John Simons in San Mateo for a couple of loans now. He is fantastic—he's honest, works with you and makes sure you understand what he is up to. I really feel I have an advocate on my side who cares that things come out positively. Simons & Co Real Estate Services, 177 Bovet Rd Suite 600, San Mateo, CA 94402. 650-924-1226.[email protected]

Steve on Alvin

10-8-2012 We are very happy with Baywide Funding Corporation in Los Altos. Jeff and Mary are Monta Loma residents and the service they provided on our refinance was above and beyond what we have experienced with companies we have used in the past. We have referred friends to them and they are also very happy with the service. They are honest, easy to work with and know how to keep the process moving along. You can reach them at 650 428 0234 or refer to their website http://www.baywide.com. 
Wendy Sisson 
Marjorie Court

Family Lawyers Melbourne

David did our refinance. He is based in San Diego, so everything was done via phone and email. He is incredibly responsive. I never waited more than an hour for anything, and usually heard from him within 5-10 minutes of contacting him. He is very transparent and keeps the process moving along. He is NOT pushy is and is very conscious of making sure the client does not feel pressured. He got us an excellent rate by working with one of the more "anal" lenders and prepared us in advance for all the paperwork we would have to supply. There were very few surprises in the process and any that did arise he was able to explain clearly and kept us feeling in control. Jennifer on Thompson Ave. 8/7/2012 
David E. Chin, CPA 
DRE #01394284 
NMLS #310426 
858-925-7025(Office) 
858-699-5584(Cell) 
858-435-7641(Fax) 
[email protected] 
www.theloanrebate.com

4/22/08 Michael Galli at First Horizon. His phone number is (650) 248-3076 and his email address is [email protected]. Our family used Michael's services for a recent home purchase. He is extremely hard-working, honest, detail-oriented and conscientious. He is also very intelligent and personable, making it an absolute pleaure to work with him. We never had to call Michael because he regularly checked in with us throughout the entire process. We were extremely impressed with the level of customer service he provided. Amy on Victory

Jamie Lin mailto:[email protected], Did a refi w/ her when we were living abroad. She handled it all and there was no problem doing a refi while in another country. This was a few years ago. She's a hard worker and will try to get you the best rate, preferably w/ no/zero points, if at all possible.Tell her I referred you. From Lee Lou

You might want to try ditech.com. I'm in the process of refinancing with them. The guy I"m using is Jimmy Fernandez [email protected]. He's been very thorough and quick.His number is 800-700-9261 x6013. Good luck - the rates are great right now. From Lorie Grigoryev

We would highly recommend Roger Strom through whom we refinanced about 3 or 4 years ago. 
Roger Strom 
650-324-8255 
438 Cambridge Ave. 
Palo Alto, CA 94306 
From Rita & Rex Gardiner

Christine D. Kani 
Private Mortgage Advisors, LLC 
An Affiliate Of Wells Fargo Home Mortgage 
MAC A0470-011 
578 University Avenue 
Palo Alto, CA 94301 
(650)396-7535 Tel 
(877)822-3264 Fax 
[email protected] 
From Michelle Schaal

Tom O'Leary was recommended to me and I used him to buy my house in 2002 and then to refinance after my other place sold. He lives in Scotts Valley so I've never met him but enjoyed our conversations.Tom was very helpful when Provident Funding goofed up my mortgage payments and notified the credit-rating companies before notifying me. 
"Tom O'Leary" [email protected]. Use my name. From Marylin Gildea

Quing Qu, ph# 408 343 0999 - no closing costs, low rates. The thing I like about her is that is she is quite honest. She might come across as a bit rude initially (I guess it is because she is quite busy). But this time, we got a better deal from indy mac (I called the 1800 number on their website - http://www.indymac.com/default.aspx?id=1178). Quing Qu doesn't work with indy mac. From Shalini Kamala

Try Sandy Weber, at 408-507-4445, From Elna Tymes

Many years we used Just Loans located in San Jose. They provided lots of options and we were pleased with the service. From Nadine O’Leary

I highly recommend a good friend of mine, Petra Gilmore, at BofA. She's very knowledgable and a really nice person. She won't steer you wrong! Here's her info from the bottom of one of her email messages to me: 
Petra Gilmore 
Mortgage Loan Officer 
Retail Mortgage Sales 
Office: 650.566.5222 
Mobile: 650.796.5591 
[email protected] 
From Cheryl Jasper